A debit card for kids, managed by parents. Chase First Banking SM and the Chase Mobile ® app same page link to footnote reference 1 help kids use their debit card and learn good money habits.
Parents choose where their child can shop
Kids use their debit card to make purchases at stores and online
Parents teach children about savings goals and track their progress
Kids learn to set goals and manage their money in real-world scenarios
Parents assign chores and create allowances
Kids track balances and transactions via Chase Mobile ® app
Watch these popular how-to videos and see how your child's first banking experience comes to life.
Get started by adding places to spend and moving money to them
Transfer money and complete requests from your child
Add alerts, replace or lock/unlock a card and more
Choose an allowance amount and how often it’s being transferred
Assign a chore and a reward amount for your child
Chase First Banking is a banking account for kids opened by parents that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of personal finance by using a debit card in their name. It can be accessed virtually anywhere with the Chase Mobile ® app same page link to footnote reference 1 or on chase.com.
Chase First Banking accounts come with a number of unique features for both parents and kids.
Parents can:
Yes, Chase First Banking debit cards can be used at all of Chase’s 15,000 ATMs. They can also be used at participating non-Chase ATMs (fees from Chase and the ATM owner still apply).
You need to be a Chase checking customer to open a Chase First Banking account. Chase First Banking accounts must be linked to a qualifying Chase checking account.
Anyone can open an account online or schedule a meeting opens in a new window at a Chase branch. If you are a current Chase customer, you can also use your Chase Mobile app to open an account today. Need help deciding? Compare our checking account options here opens in a new window .
Chase First Banking is available for kids ages 6-17 and designed with kids ages 6-12 in mind.
Chase First Banking accounts don’t have a monthly service fee.
Chase First Banking account holders will not be charged overdraft fees. However, if the final amount of a purchase is greater than the amount that was originally authorized (for example if your child leaves a tip at a restaurant), the account may become overdrawn.
Chase First Banking debit cards can be used virtually everywhere Visa debit is accepted, both online and in stores, and at all of Chase’s 15,000 ATMs. They can also be used at participating non-Chase ATMs (fees from Chase and the ATM owner still apply).
Chase First Banking debit cards can be used internationally. Fees may apply for international purchases.
Fees may be charged if:
Chase customers who have a qualifying checking account can open up to five Chase First Banking accounts per parent/guardian.
Only one parent can open and manage Chase First Banking accounts.
No, Chase First Banking does not support peer-to-peer transactions like those using Zelle ® , Venmo ® , PayPal ® or Cash App ™ . Additionally, the account’s debit card cannot be added to fund these types of transactions.
No, Chase First Banking does not have a direct deposit option. Chase High School Checking, an account for teens ages 13-17 that includes direct deposit and check writing, may be a better option. To learn more, visit Chase High School Checking SM Opens in a new window .
You can schedule an appointment with a Chase banker or visit any Chase branch. You can also sign in to the Chase Mobile ® app to find more information.
For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking SM , Chase Total Checking ® , Chase Premier Plus Checking SM , Chase Sapphire SM Checking, or a Chase Private Client Checking SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 -17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.
Same page link returns to footnote reference 1 Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.
Same page link returns to footnote reference 2 Account Alerts: There's no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions.
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